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Mortgage rates decline to lowest level in nine months
Mortgage rates haven’t been this low since mid-October 2024. However, some perspective is in order: For the past nine months, rates have moved in a narrow range. These declines aren’t like the sharp drops seen early in the pandemic, or the big jumps that came in 2022 and 2023, as the Federal Reserve aggressively boosted interest rates.
Another decrease in mortgage increase rates has led to an uptick in home loans, as well as homebuyers looking to refinance.
MBA Mortgage Applications Composite Index: +3.1% vs. -3.8% a week ago Purchase Index: +1.5% vs. -5.9% the previous week ...
Both can help alleviate financial stress. Here's how to determine which makes sense for you, according to experts.
SoFi reports that FHA loans are ideal for first-time buyers with lower credit scores and smaller down payments, though they ...
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