Missing one EMI can usually be fixed. Missing two in a row changes the tone of the relationship with your lender and triggers a clear escalation path.

You can take out a single, larger loan for debt consolidation at a lower interest rate to pay off all your smaller, ...

After a lot of trending news and technically innovative startups in the fintech industry, buying the desired product on EMI is just a few clicks away. This has added a few more credit apps on mobile ...

My wife and I (both 30, professionals in NCR) earn ₹3.6L/month but feel stretched due to heavy EMIs. I repay ₹44K for an education loan and ₹30K for a car loan. She has a ₹10L wedding loan, ₹6L ...

In today’s high-pressure consumer economy, it’s often not a bigger salary but smarter personal finance habits that determine who achieves real financial freedom. That is the core message tax expert CA ...

A home loan for self-construction works a little differently from buying a flat. Understanding how lenders disburse money and ...

Refinancing a personal loan is now a practical way for borrowers to reduce their monthly EMIs and manage cash outflows. Interest rates constantly fluctuate across different lenders, and fintech ...

In today's times, EMIs for home loans, car loans, personal loans, or credit cards can put a heavy burden on your monthly ...

Chartered Accountant and personal finance commentator Nitin Kaushik has urged individuals to prioritise paying off high-interest loans from non-banking financial companies (NBFCs) before focusing on ...