A certificate of deposit (CD) can be a valuable savings tool -- if used correctly. It's meant to lock up your money for a set time, giving you a fixed interest rate in return. But what happens if you ...

See our CD penalty calculator and a list of banks’ penalties to find out what an early withdrawal costs. Many, or all, of the products featured on this page are from our advertising partners who ...

CD interest rates remain competitive in the final weeks of 2025, with many to be found in the low 4% range. Here's how much a ...