If you’re a TPA and you’re not talking to your small business clients about SEP-IRAs, you’re missing the plot. But if you’re only talking about SEP-IRAs, you’re missing the opportunity. I’ve always ...
IRAs come in several forms — Traditional, Roth, SEP, and SIMPLE — each with unique tax perks, contribution limits, and eligibility rules. Picking the right one depends on your income, employment type, ...
From SEP IRAs to 401(k)s to profit-sharing plans, there are plenty of options to for your employees to save for retirement. — Getty Images/Starvetiger It’s no secret that employer-sponsored retirement ...
Choosing the right type of retirement savings plan can be a complicated decision for any employer, but the ramifications are further magnified for the small business employer who is also choosing the ...
In 2026, higher IRA, 401(k), and SEP IRA contribution limits, along with enhanced catch-up provisions, give retirement savers more room to grow their nest eggs. These updates especially benefit older ...
Question: “I am a small business owner. I have a pool service in Phoenix, Arizona. I contribute to an IRA and max it out every year. I have heard about a SEP retirement account but my CPA says I am ...