Life can be full of unexpected events, from accidents or injuries to surprising good news. Accident insurance is designed to protect you when something difficult comes your way, from a fall off a ...

Michelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a ...

Auto liability insurance is required in most states—but what does it actually cover? Here's how it works and why it's essential for every driver Auto liability insurance covers injuries and property ...

Many insurance companies offer an accident forgiveness program. This additional coverage benefits drivers who are involved in their first at-fault accident by waiving the policy surcharge that would ...

Say, hypothetically, one day on your way home from work, you hit a patch of ice and slide into a guardrail. The next day, your local repair shop quotes you $4,000 to fix the damage. Who pays for those ...