If your credit card debt has reached a dangerous level, consider your options, including debt consolidation, a home equity loan and credit counseling. If you've already missed pay

Currently, Americans owe $1.14 trillion in credit card debt. Higher prices and interest rates put pressure on consumers, making it harder for many to keep up with their payments. Young adults, in particular, are affected by this.

Credit card holds can take up to a week to disappear from your credit card account. But it's not always the hotel that causes the wait time to be so long. Here's what to know.

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