An interest rate cut issued in September was widely anticipated by a wide range of Americans, but arguably most strongly by current homeowners. This group, specifically those who purchased a home ...

Learn how to compare auto refinance loans to find your best option.

While millions of Americans find themselves busy with Thanksgiving this week and the holiday season overall, homebuyers and current owners considering a refinance may want to take a moment to revisit ...

Bank statement loans are expanding mortgage options for self-employed buyers and homeowners, offering flexible income qualification as interest rates move closer to 2025 lows.

The Fed’s rate cut has many homeowners wondering about refinancing. But the connection between Fed policy and mortgage rates isn’t always straightforward.

Recent homebuyers were sold on "buy now, refi later," according to a U.S. News survey. But Fed rate cuts won't bring back record-low mortgage rates. Mortgage rates have been prohibitively high for ...

The average 30-year fixed mortgage rate slightly to 6.39% this week, up from 6.37% the week before, according to U.S. News data. Mortgage refinancing rates decreased slightly for the 30-year term, ...

A half-point dip may not be enough to offset closing costs. Here's the magic number that makes refinancing pay off.

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Hoping that mortgage rates will keep dropping following the Federal Reserve’s first rate cut since last year? Don’t bank on it. As expected, the central bank delivered a quarter-point cut Wednesday ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...

Rates have fallen a percentage point since the 2023 and 2024 homebuying seasons. Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not ...