Have you ever asked yourself what’s the smarter way to deal with multiple debts, choosing debt relief or going for consolidation loans?

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Are you one of the many Americans struggling with debt? If so, there may be ...

You’re committing to a long and worthy journey when you decide to become debt free, but that doesn’t mean you can’t get help along the way. There are several options that can help speed up your progress toward debt freedom, including a few free ...

Debt consolidation can help some borrowers pay off debt faster by combining their debts, simplifying their monthly payments, and even saving money on interest. If you're having trouble keeping up with multiple payment deadlines each month or can't get ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. If you're currently struggling with credit card debt, future Fed rate cuts aren't the only solution to the issue. Enrolling in a ...

Debt consolidation can simplify your finances and potentially lower your interest rate. There may be upfront costs that can offset potential savings. People with good credit may qualify for better loan terms, making consolidation a good option. Debt ...

Does the lender’s loan amounts and terms match your debt? Personal loans for debt consolidation come in a wide range of loan amounts ($1,000 to $50,000) and repayment terms (two to seven years). Make sure the lender offers the loan amount you need and ...