With the holiday season in full swing, this is one of my favorite times to apply for a new credit card. Beyond wanting to map out my financial plan for 2026, this time of year often brings extra ...
The average credit card rate is 20.51%, Bankrate reports. That’s a hair below the all-time record, 20.79%, set in August. Card rates are so high, in part, because of the Federal Reserve. The central ...
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