Standout benefits: Plans come with up to $3 million insurance against unrecovered costs. Cost: One-credit-bureau monitoring starts at $14.95 per month, three-credit-bureau monitoring starts at $19 ...

People with fair credit can earn 1.5% cash back on every purchase. That's the same rewards rate that the issuer offers to those with excellent credit, although this card has a fee. If you put more ...

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