Here's why some car buyers live by the 20% rule when purchasing a new vehicle and how you can use it to your advantage.

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Buying a new car? Why you might want to abide by the 20% rule When it comes to auto loans, equity can save you thousands in interest costs. Charles Singh. USA TODAY.

Buying an automobile is one of the biggest purchases many Americans will make in their lives. New car prices have hit record highs, creeping up to an average price of nearly $50,000 in 2025 ...

Buying a new car? Why you might want to abide by the 20% rule When it comes to auto loans, equity can save you thousands in interest costs. Charles Singh. USA TODAY.

Buying a new car? Why you might want to abide by the 20% rule When it comes to auto loans, equity can save you thousands in interest costs. Charles Singh. USA TODAY.