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Introduction to life insurance
Life insurance is a special kind of insurance that provides money to your family or loved ones if you pass away. This money can help them pay for things like funeral costs, living expenses, and other financial needs.
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Insurance policies can be filled with words and phrases that are not commonly used in everyday conversation. Here are some of the most common insurance terms that you need to know. Coinsurance: The percentage (%) of your bill that the insurance will cover (after you pay the deductible) Deductible: The dollar amount of covered expenses you are responsible to pay the physician or hospital before the policy will pay any benefits. Copay: A set fee you pay for medical services, typically at the time
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