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Hiring an uninsured contractor means you assume the role of a general contractor, making you liable for their injuries and any damages that may occur. You should check with your homeowners’ insurance, but many policies will not cover this, and you could face significant out-of-pocket costs, legal fees, and liability for the worker’s medical bills and lost wages. Why you are liable Workers’ compensation: In New Jersey, most businesses with employees are required to carry workers’ compensation ins

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Some kids play basketball. Others try to remodel the gym. This video isn’t real, but these moments happen faster than you can blow a whistle. This is exactly why youth basketball leagues need the right protection in place before the season starts. At Bene-Marc Youth Sports Insurance, we've spent 53 years covering youth basketball leagues with general liability and excess accident medical insurance designed for broken backboards, twisted ankles, and everything in between. We serve leagues in all

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We’re all decked out for Christmas… But when do YOU set up your tree? | Thacker Insurance Service

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