New year, fresh start!. This is your moment to reset, refocus, and choose what truly supports your well-being. Let this year guide you toward healthier habits, clearer choices, and a happier you. Start by getting a Pacific Cross Select Medical Plan. With our Select Medical Plan, you can: • Have peace of mind in case of hospitalization and emergencies with a maximum coverage of up to PHP5M • Have coverage for Pre-Existing Conditions (subject to underwriting guidelines) • Take proactive measures t